Privacy Policy

The 12 Temptations of Retail Investors (“we”, “us”, “our”) is committed to protecting your privacy and ensuring that your personal information is handled in accordance with the New Zealand Privacy Act 2020 and international best practices. This Privacy Policy outlines how we collect, use, store, and protect your personal information when you visit our website or engage with our services.

1. What Personal Information We Collect

We may collect the following types of personal information:
  • Name and contact details (e.g. email address)
  • Location data (e.g. IP address, country)
  • Payment and transaction information (for donations or purchases)
  • User account preferences or newsletter subscriptions
  • Device and browser information
  • Website activity (via cookies and analytics tools)
We collect this information when you:
  • Browse our website
  • Sign up for our newsletter
  • Contact us directly
  • Make a donation or purchase a digital product
  • Interact with embedded forms, surveys, or social media

2. Why We Collect Your Information

We collect your personal information to:
  • Provide access to website features and digital products
  • Respond to enquiries or feedback
  • Process payments and donations securely
  • Deliver newsletters and updates (if subscribed)
  • Improve the performance and user experience of our site
  • Comply with legal obligations and protect our rights
We only collect personal information where it is reasonably necessary for these purposes and will not use it for other reasons without your consent.

3. How We Store and Protect Your Information

Your personal information is stored securely using reputable web hosting and data processing services. We take reasonable steps to:
  • Protect against loss, misuse, or unauthorised access
  • Limit access to personal information to necessary personnel only
  • Use SSL encryption and secure payment processing
  • Regularly review data retention and deletion practices
If a privacy breach occurs that poses a risk of serious harm, we will notify both you and the Office of the Privacy Commissioner in accordance with the NZ Privacy Act 2020.

4. Sharing Your Information

We do not sell your personal information, and we will only share information with trusted third parties when necessary, such as:
  • Payment processors (e.g. Stripe, PayPal)
  • Newsletter services (e.g. Mailchimp or similar platforms)
  • Analytics providers (e.g. Google Analytics)
  • Website hosting and maintenance providers
Where third parties are based outside New Zealand, we will ensure they meet acceptable privacy and data protection standards.

5. Cookies and Tracking

Our website uses cookies and similar technologies to:
  • Enable core website functions
  • Understand visitor behaviour through analytics
  • Improve user experience
You can control or disable cookies via your browser settings, however disabling certain cookies may affect website functionality.

6. Your Rights Under the Privacy Act 2020

You have the right to:
  • Access personal information we hold about you
  • Request correction of any incorrect or outdated information
  • Withdraw consent to direct marketing communications
  • Complain to the Office of the Privacy Commissioner if you believe your rights have been violated
To request access or correction, please contact us at: 12temptations@gmail.com

7. Data Retention
We retain personal information only as long as necessary to fulfil the purposes outlined above or to meet our legal obligations. If you unsubscribe or request deletion, we will remove your data unless retention is required by law.

8. Third-Party Links
Our website may contain links to external websites. We are not responsible for the privacy practices of those websites. We encourage you to review their privacy policies before providing any personal information.

9. Changes to This Policy
We may update this Privacy Policy from time to time. The latest version will always be posted on our website with the effective date noted at the top. Your continued use of our website indicates your acceptance of any updates.

10. Contact Us
If you have any questions or concerns about this Privacy Policy or your personal information, please contact:
 
Email: 12temptations@gmail.com
Website: http://www.12temptations.com

Updated: 14 December 2025